Long-Term Financing for Rental Properties
DSCR (Debt Service Coverage Ratio) loans offer a flexible path to financing rental properties without traditional income documentation. Whether you are refinancing a stabilized rental, purchasing a new asset, or scaling your portfolio, Bancaverse matches you with lenders offering competitive DSCR terms designed for real estate investors.
With a single submission, we shop your deal to multiple capital sources, including institutional DSCR platforms, private lenders, and credit funds, and return offers that fit your goals.
Why Investors Use Bancaverse for DSCR Financing
- Multiple lenders compete for your loan with one submission
- We know which DSCR programs are most competitive in each market
- Exclusive promotions and preferred pricing for repeat borrowers
- Loans available for Airbnb, mid-term, and traditional long-term rentals
- Personal support from submission through closing
How to Submit a Strong DSCR File
Submitting a clear, well-documented loan scenario increases your chance of getting fast and competitive quotes. Here is what lenders look for when reviewing a DSCR deal:
- Rent Roll or Lease Agreement
Provide actual or projected monthly rental income for the subject property - Operating Expense Estimates
Include projected annual taxes, insurance, property management, HOA dues (if any), and maintenance reserves - Subject Property Address and Unit Count
A clear understanding of location, layout, and occupancy - Estimated Market Value or Appraisal if Available
Support your LTV request with recent comps or appraisal if already completed - Credit Score and Ownership Structure
State whether the property is owned or will be held in an LLC or individual name - DSCR Calculation if Known
Optional but helpful. Lenders will do their own analysis, but a borrower-prepared DSCR shows strength
Our team helps you organize and package these items into a lender-ready presentation. The better your file, the stronger the offers you will receive.
