Disclaimer & Privacy Policy

BANCAVERSE™
DISCLAIMER & PRIVACY POLICY

Effective Date: [10/15/25]

1. Company Structure

Bancaverse™ is a brand owned and operated by WealthVerse LLC, a Wyoming limited liability company.
All business operations, communications, and agreements are conducted under WealthVerse LLC.

WealthVerse LLC is not a bank, credit union, or depository institution.
All references to “Bancaverse,” “we,” “our,” or “the platform” refer to WealthVerse LLC and its affiliates.

2. Nature of Business

Bancaverse™ provides technology-driven solutions for private and commercial lending.
All loans, offers, and connections facilitated through this site are for business or investment purposes only.
We do not arrange, broker, or fund loans for consumer or personal use, nor any loans secured by owner-occupied residences.

Borrowers using this site must confirm that loan proceeds will be used exclusively for business or investment purposes.

3. Licensing and Availability

WealthVerse LLC currently operates and provides business-purpose loan brokerage and referral services in the following states:

Texas, Florida, Georgia, Arizona, North Carolina, South Carolina, Nevada, Utah, Colorado, and Missouri.

Our services are not yet available in jurisdictions that require a lender or mortgage broker license for business-purpose transactions, such as California, New York, New Jersey, Illinois, Maryland, and Massachusetts.

Licensing expansion is ongoing and this list will be updated periodically.

4. AI and Platform Use

The Bancaverse™ platform utilizes proprietary artificial intelligence and automated systems to assist in:

Lender matching and eligibility analysis
Loan packaging and underwriting workflow
Market analytics and data aggregation

All system outputs are for informational purposes only and do not constitute formal credit decisions or commitments to lend.

5. Data Privacy Policy

5.1. Information We Collect

When you visit our website or submit information through our intake forms, we may collect:

Personal identifiers (name, email, phone number)
Business information (company name, project details, property information)
Financial data relevant to loan evaluation
Technical data (browser type, IP address, analytics cookies)

We only collect data that is voluntarily provided or necessary to process your loan inquiry.

5.2. How We Use Your Information

We use collected data to:

Evaluate potential loan scenarios and match borrowers with lenders
Respond to your inquiries and provide requested information
Improve our website, analytics, and customer experience
Maintain compliance with legal and regulatory obligations

We may share necessary data with verified private lenders, institutional investors, or third-party service providers solely for the purpose of evaluating and processing business-purpose loans.

5.3. How We Protect Your Data

We implement commercially reasonable administrative, physical, and technical safeguards to protect your information against unauthorized access or misuse.
We do not sell, lease, or trade user information to unrelated third parties.

Access to your data is limited to authorized employees, contractors, or partners who require it to perform legitimate business functions.

5.4. Cookies and Analytics

Our site may use cookies and third-party analytics tools (such as Google Analytics) to monitor website traffic and improve functionality.
You can disable cookies in your browser settings without limiting access to core site content.

5.5. Communications

By submitting your contact information, you consent to receive business communications via email, SMS, or phone regarding your loan inquiry, application status, or related financial services.
You may opt out of promotional messages at any time.

5.6. Data Retention

We retain business and user data only for as long as necessary to fulfill legitimate business purposes, comply with legal obligations, or resolve disputes.

5.7. Your Rights

Depending on your jurisdiction, you may have rights to access, update, or delete your personal data.
Requests can be sent to privacy@bancaverse.com for review and processing.

6. Third-Party Links

This website may include links to external resources or partner websites.
We are not responsible for the privacy practices or content of external sites. Users should review their respective privacy policies before submitting any information.

7. No Warranties

Information on this site is provided for general informational purposes and should not be interpreted as a loan offer, financial advice, or guarantee of approval.
All lending decisions are made by third-party funding partners.

8. Intellectual Property

9. Contact

WealthVerse LLC (d/b/a Bancaverse)
Email: privacy@bancaverse.com