SMS Terms and Conditions. By opting in to receive SMS messages from Bancaverse, you agree to receive text messages regarding your loan application, account status, and general market updates. Message frequency varies. Standard messaging rates apply. You can opt out at any time by responding STOP to any message. For help, respond HELP or contact our support team. Message delivery is not guaranteed and may be delayed. Bancaverse is not responsible for delays or failures in message delivery.