Use this free fix and flip calculator to estimate your net profit, return on cash, and the classic 70% rule before you make an offer. It accounts for purchase price, rehab, financing (rate, points, and carry), closing, and selling costs — the real numbers that decide whether a flip makes money. Enter your deal below.
Fix-and-Flip Profit Calculator
Estimate net profit, ROI, and the 70% rule before you make an offer.
Estimates only, business-purpose investment property. Bancaverse arranges financing; it does not lend directly.
How to Read Your Results
The calculator shows your estimated net profit, your ROI on cash invested, an annualized ROI (so you can compare deals of different lengths), and the 70% rule max offer — a quick sanity check that says your purchase price plus rehab should generally stay at or below 70% of the after-repair value (ARV). A healthy flip usually targets a profit margin of at least 10% of ARV after all costs.
What Costs Flippers Forget
Most blown flip budgets come from the costs that are not the purchase or the rehab: loan points and interest during the hold, monthly carry (taxes, insurance, utilities), and selling costs (agent commissions and closing). This tool builds all of them in. For financing, see our fix-and-flip loan options.
Ready to Fund Your Flip?
If the numbers work, Bancaverse can match your project to fix-and-flip and bridge lenders — with no upfront fee. We arrange business-purpose financing across Texas, Florida, Georgia, Arizona, North Carolina, South Carolina, Utah, and Colorado.
Get matched with a fix-and-flip lender →
Frequently Asked Questions
Q: What is the 70% rule in house flipping?
A: A guideline that your purchase price plus rehab should stay at or below 70% of the after-repair value, leaving room for costs and profit. This calculator shows your 70% rule max offer.
Q: What profit margin should a flip target?
A: Many investors aim for a net profit of at least 10% of ARV after all costs, though this varies by market and risk tolerance.
Q: Does the calculator include financing costs?
A: Yes — it accounts for loan points, interest over the hold period, monthly carry, closing, and selling costs, not just purchase and rehab.
Q: Is this financial advice?
A: No. It is an estimate for business-purpose investment property. Actual results and terms vary. Bancaverse arranges financing and does not lend directly.