Can You Get a DSCR Loan for an Airbnb or Short-Term Rental?
Quick answer: Yes — many DSCR programs finance short-term rentals (Airbnb/VRBO), but terms are stricter. Instead of a long-term lease, lenders use a 12-month trailing revenue statement or an AirDNA-style market projection (often haircut to be conservative), and may want more reserves and a slightly higher rate. Markets with STR restrictions get extra scrutiny. Get […]
