Student Housing Financing: How Lenders Underwrite By-the-Bed Deals
How lenders underwrite student housing: by-the-bed leases, preleasing, enrollment data, and typical bridge and perm structures. Get matched with capital.
Multifamily Bridge Loan: What It Is and When to Use One
A multifamily bridge loan is short-term financing that lets an investor acquire or reposition an apartment property before refinancing into long-term debt or selling. It is the tool of choice for value-add deals: buy an underperforming building, raise occupancy and net operating income (NOI), then refinance into agency or bank financing once the numbers support […]
Multifamily Financing in 2026: DSCR, Bridge, Agency & Value-Add
Quick answer: Apartment buildings (5+ units) are financed on the property’s net operating income (NOI) and debt-service coverage (DSCR) — not your personal income. The right capital depends on the deal: agency or bank debt for stabilized, cash-flowing assets at the best rates; bridge financing for lease-up, repositioning, or value-add; and private/DSCR programs when speed, […]
