Loan-to-Cost vs Loan-to-Value: How Construction and Value-Add Lenders Size a Deal
Loan-to-cost vs loan-to-value: which ratio sizes your construction or value-add loan, typical LTC and LTARV ranges, and what kills deals. Get matched today.
Debt Yield vs. DSCR vs. LTV: How Lenders Actually Size a Commercial Loan
Debt yield, DSCR, and LTV are the three ratios that decide your loan size — and lenders use the lowest. Here’s how each works and how to win a bigger loan.
How Much Down Payment Do You Need for a DSCR Loan?
Quick answer: Plan on 20–25% down on a DSCR purchase (75–80% max LTV). A strong DSCR (1.25+), 700+ credit, and experience push you toward the lower end; a sub-1.0 DSCR or weaker credit means 25–35% down. Cash-out refinances cap a little lower than purchases. There is no zero-down DSCR loan. Get matched → 🔴 SEO […]
