DSCR Loans for 5+ Unit Multifamily Properties: How They Work

A DSCR loan for multifamily qualifies a 5+ unit apartment building on its own cash flow instead of your personal income — the same principle as a single-family DSCR loan, scaled to commercial-grade property. The lender measures the building’s net operating income against the loan payment, and if the ratio clears their threshold, the property […]