1–4 Units vs. 5+ Units: Why the Fifth Unit Changes How Lenders Underwrite Your Deal
The fifth unit flips your deal from residential-style DSCR underwriting to commercial multifamily math. What changes, what to expect, and how to get matched.
Prepayment Penalties on Investment Property Loans: Step-Down vs. Yield Maintenance Explained
Step-down, yield maintenance, or lockout? A 2026 guide to prepayment penalties on investment property loans, what they cost, and how to compare lender offers.
Interest Reserves Explained: How Lenders Fund Your Loan Payments During Construction and Bridge Deals
What is an interest reserve? How lenders size, fund, and police the reserve that covers interest during a construction or bridge loan. Compare your options and get matched.
