Read a Rent Roll and T-12 Like an Underwriter
Spot concessions, delinquency, loss to lease, vacancy, one-time income and expenses that need normalizing on a multifamily rent roll and T-12.
Manage Contractors, Draws, and Your Cash Runway
Milestones, progress photos, change orders and the cash gap between paying contractors and getting draws back. Keep your flip funded.
Underwrite Your Flip Before You Make an Offer
Build a flip budget before you offer: purchase, rehab, financing, holding and selling costs, plus contingency. A short video for fix and flip investors.
Protect Your Credit and Liquidity During a Flip
Utilization, late payments, new debt and personal guarantees can block your next loan. Protect your credit and cash while a flip is in progress.
Package a Rehab Deal So a Lender Can Review It Quickly
Contract, scope of work, itemized budget, photos, comps, experience and exit plan. How to package a rehab deal so lenders can review it fast.
Build a Lender-Ready DSCR Loan Package
Leases, rent rolls, property details, insurance, entity documents and proof of funds. Build a DSCR loan package lenders can move on.
Grow a Rental Portfolio Without Overextending Yourself
Reserves, credit, debt maturities and exposure to vacancies and repairs. Scale a rental portfolio without stretching yourself too thin.
How DSCR Works and Why a Rental Can Fall Short
Rent coverage, debt payments, taxes, insurance and HOA. How DSCR is calculated for a rental loan and why a property can come up short.
Underwrite Rental Cash Flow Beyond the Mortgage Payment
Vacancy, repairs, capex, management, leasing and reserves. How to underwrite a rental’s real cash flow, not just the mortgage payment.
Buy With Your Refinance in Mind
Rent stabilization, appraisals, seasoning, rates and loan limits all shape a buy, renovate, rent, refinance plan. Plan the refi before you buy.
